The service provides payment functionality within the Philippines without processing through debit and credit card accounts. It routes secure payment transactions through funds transfers via that nation's bank network, merchants like convenience stores and pawnshops, and bill payment services. It is intended to provide secure payment processing for market segments that are not dependent on credit cards.
API methods support submission of transaction details such as seller, product purchased, and payment amount along with buyer information including payment account details. The API processes payments and returns confirmation of the transaction status. Methods also support transaction status inquiries, payment cancellation, and retrieval of billing information.