MasterCard MOTAPS API

The MasterCard Developer Zone opens up MasterCard's financial and data services allowing developers to create applications that interact with MasterCard's global network.

The MasterCard Over-the-Air Provisioning Service (MOTAPS) provides a way for issuers to extend their PayPass product portfolios by securely transferring the cardholder’s payment account information, via a Mobile Network Operator (MNO), into the cardholder’s Near Field Communication (NFC) enabled mobile phone. The cardholder is then able to use the mobile phone as a standalone PayPass device.

The MOTAPS API gives issuers an interface to check the eligibility of a consumer mobile device and then initiate provisioning, personalization, and life cycle management requests. The API uses RESTful calls and responses are formatted in XML.