The service provides a payment function based on "virtual currency" held by user accounts. It allows sellers to test buyer response to digital products and plans to support conversion of virtual payments from buyers into national currencies via ClickBank and other exchanges. Buyers monitor the service and provide feedback on its functions and products presented.
Methods list paying websites and online marketplaces as well as mobile apps that handle VirtaPay payments. The API also supports in-game use of VirtaPay credits as payments between players. Future methods will list currency exchanges handling conversion to world currencies.