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From Polaroid that threatened film developing to Apple that eliminated keyboards on phones, a class of killer innovation thrives on what it destroys. Now comes Cloudtop with the next why-didn't-I-think-of-that? transformation, Filepicker.io, out to destroy downloads and "make the upload button obsolete," according to the founders, Anand Dass, Liyan David Chang, Brett van Zuiden and Thomas Georgiou.