The Latest News On The API Economy
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The Second Payment Services Directive or PSD2 comes into effect January 13, 2018. This open banking initiative will no doubt be a game changer in Europe and really for any retail bank or fintech that wishes to work with Europe. Today we’ll give you an overview of what exactly PSD2 is. Then
Wipro announced the launch of a new Open Banking API. As the Open Banking concept grows across the globe, Wipro has launched the API to enable financial institutions to create developer communities around specific institutions. Further, the API will allow developers to adjust to new regulations.
Mastercard, a company that once warned that the risks of digital currency outweigh the benefits, has released two new blockchain APIs to promote collaboration and innovation in the digital exchange of value. Through its Mastercard Labs arm, Mastercard has indicated the API release is just the start.
For decades client information related to bank accounts was kept confidential to third parties. It was hard for third parties to get this information in a trusted and verified way. This article looks at the main types of data accessible via banking APIs and their current and potential use cases.
As messaging apps scramble to out-feature the competition, Telegram has launched a gaming platform within its Bot API. Most messaging apps have now included bot capabilities within their apps, but Telegram has upped its game with the ability to build games within the messaging app.
Mastercard has launched a new platform for developers that features 25 commerce APIs providing a wide range of capabilities across payments, data services, and security. Some of these APIs are experimental and can be used to test new cutting-edge technologies and applications.
In preparation for this month's change to Automated Clearing House rules, Dwolla is updating its white label API to allow customers to opt-in (on a transaction by transaction basis) to an ACH option that specifies how a transaction should settle on the same day (provided other conditions are met).
Finicity recently announced the release of its new ACH Account Verification API. The service enables payment and investment app developers to verify account details required to initiate inbound ACH account transfers.
Screen Scraper Mitigation and Dogfooding Included in Riot Games' Textbook API Justifications API University
Riot Games senior software engineer Leigh Estes has published a three part series regarding the company's ongoing digital transformation to a microservices-driven software infrastructure. The company's journey involves some of the most textbook business and technical justifications for doing APIs.
Algorithmic trading can be an effective, systematic way to manage and allocate risk across any number of markets. With the use of APIs such as FXCM's Trading API, programmers can set up algorithmic trading systems that help remove the potential for human error while completing trades automatically.
Like many industries, Wall Street is being disrupted by the explosion in information processing technologies. Long established players are looking to leverage the skills of computer scientists and mathematicians by setting up algorithmic trading systems in hopes of gaining a competitive advantage.
Over on Crowdfund Insider, JD Alois has published a news report about South Korea's Fintech Open Platform; an open API program that's looked after by South Korea's Financial Services Commission (FSC)and that has received the support of over 40 financial instituations operating in South Korea. The
Banking apps, and their ecosystems, offer banks a multitude of new revenues streams, as well as help to broaden partner and user bases. For those less convinced of app viability, a cursory glance at market trends should be convincing enough
DriveWealth has announced an expansion of its API portfolio. The latest set of APIs focus on wealth management and assist investment advisors to better serve their clients. The new APIs enable recommendations, automated portfolio balancing, and fully discretionary investor options.
Fourteen APIs have been added to the ProgrammableWeb directory in categories such as Games, Location, and Security. One hightlight today is an API that provides player and game stats for the popular soccer battling car game, Rocket League. Here's a summary of the new additions.
Pokémon Go has become a runaway hit and many developers are showing their enthusiasm for the game by reverse engineering the private, internal Pokémon Go API and creating unofficial third-party apps. The current situation of the Pokémon Go API exemplifies mobile API security concerns.
The rise of fintech was more like an explosion – thousands of new apps suddenly sprung onto the market and fundamentally changed how we interact with our finances and the financial institutions we put in charge of them. While there’s never been a question about whether fintech requires
Visa has opened the submission process for the next edition of The Everywhere Initiative. The next phase is open to startups in Australia and New Zealand that will respond to one of three challenges that use Visa APIs to improve commerce experiences. Visa will accept responses through August 26th.
As Pokemon Go continues is rise in popularity, many developers have reverse engineered the game to publish unauthorized APIs. Niantic has now issued a cease and desist letter to a popular Pokemon Go API developer in an attempt to quash the unauthorized practice. Will threatened legal action work?
With Pokémon GO seemingly taking over the world as players walk around in search of the virtual creatures, one developer used the Watson Visual Recognition API to analyse screen shots of the app to locate nearby Pokémon, winning Best Use of Watson challenge at the AT&T Shape Tech Expo Hackathon.