This API manages all of your interactions with credit card processors, financial institutions and alternative payment providers. Examples are available in ASP and PHP. Connect works in PayOnly mode, collects a minimum set of information for the transaction. PayPlus Mode, the gateway also collects a full set of billing information and FullPay Mode, collects all available information including; billing, shipping and more. AIB Merchant Services is a provider of payment solutions, with operations in Ireland and Britain, and with card processing capabilities throughout continental Europe.