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The service from Iceland provides PCI-compliant processing of online payments via credit cards and debit cards, with CVV validation. It allows pre-authorization of transactions and final payment processing, including funds capture. It also allows processing of refunds and updating or voiding transactions. API methods support submission of a transaction for payment, with seller information, transaction amount, and customer name, card number, etc. Methods also handle pre-authorization, voiding a pending transaction, and processing a refund, if needed. Rebilling methods allow scheduling of recurring payments.