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Dwolla, Inc. is a fintech company powering innovations with sophisticated account-to-account payment solutions. Dwolla’s robust API platform, featuring low-code tooling and partnerships ecosystem simplify the complex process of integrating with the various payment networks to create a single end-to-end solution. Integrating Dwolla’s modern payment technology gives a business the ability to program payments in real-time, on the same day or to a debit card 24/7. With minimal development, start-ups to Fortune 500 companies can gain efficiency, flexibility and improved cash flow by working with Dwolla. The API provides developers with the functionality to transfer money to users, send mass payments, transfer money between users, facilitate bank verification and authorization, and retrieve transfer history. The RESTful API implements HATEOS and HAL, and responses are formatted in JSON.