Fidor is a FinTech friendly European online bank that offers public APIs for banking, cards and community services. Everyone can register and can test the API with a sandbox. Account holders can use the API to access their production accounts (e.g. current accounts, savings accounts, segregated accounts, escrow accounts). And service providers may use the API to access customer data and accounts - authentication protocol is OAuth 2.0. Fidor supports SEPA, UK and global payments schemes, in single transactions as well as batch transfers. The API also supports direct debits. The blocked amount API enables wallets and payment guarantees (e.g. used by smava.de and bitcoin.de). Latest API features offer identity management, loyalty points, cards management, recurring payments, stored receivers and several improvements for mobile security.