The MicroBilt ABA and Account Schema Verification API is a web service that confirms that a bank routing number is valid, and verifies that the account number structure follows a known account schema for the financial institution. Financial institution name and contact information are also returned, with other data for account type, ACH transactions and more. MicroBilt's services are available for integration that utilizes HTTP APIs with XML responses. It is online access to consumer and commercial credit bureau data with automated decisioning and collection services. This includes; fraud prevention, consumer financing, debt collection, and background screening. MicroBilt provides risk management solutions for the Enterprise marketplace.
MicroBilt has taken the next step in automating and scaling access to its robust suite of consumer data sets. The company consolidated access to its data assets through a developer site and cohesive set of API packages. The APIs cover credit, background check, business verification and collections.