The MicroBilt ACH & Check Prescreen API is a web service that provides a way to reduce the risk of fraud and returns. It will process a submitted Routing and Account Number against MicroBilt's database, validate the account is open and in good standing and more. MicroBilt's services are available for integration that utilizes HTTP APIs with XML responses. It is online access to consumer and commercial credit bureau data with automated decisioning and collection services. This includes; fraud prevention, consumer financing, debt collection, and background screening. MicroBilt provides risk management solutions for the Enterprise marketplace.