The MicroBilt Address Validation and Standardization API is a web service that returns standardized formatting and classification of a submitted address, as listed with the United States Postal Service. This also includes other indicators about the address to identify high risk locations, address type, transient commercial use and more. MicroBilt's services are available for integration that utilizes HTTP APIs with XML responses. It is online access to consumer and commercial credit bureau data with automated decisioning and collection services. This includes; fraud prevention, consumer financing, debt collection, and background screening. MicroBilt provides risk management solutions for the Enterprise marketplace.