The MicroBilt Bank Account Verify API is a web service that accesses over one billion ACH and check transactions on more than 100 million consumers. It helps lenders and other businesses evaluate the credit and fraud risk associated with a submitted bank account. MicroBilt's services are available for integration that utilizes HTTP APIs with XML responses. It is online access to consumer and commercial credit bureau data with automated decisioning and collection services. This includes; fraud prevention, consumer financing, debt collection, and background screening. MicroBilt provides risk management solutions for the Enterprise marketplace.