The MicroBilt UCC Search/Report API is a web service that returns any claims filed against collateral that is pledged on a loan including; debtor name and address, related filings, collateral, legal type and legal document numbers. Coverage varies by State and license type. MicroBilt's services are available for integration that utilizes HTTP APIs with XML responses. It is online access to consumer and commercial credit bureau data with automated decisioning and collection services. This includes; fraud prevention, consumer financing, debt collection, and background screening. MicroBilt provides risk management solutions for the Enterprise marketplace.