The PayJoy Lock API is a Rest service that allows you to return information about a device, claim a registered device, update the device expiration and more. This is a PayJoy device locking service for finance partners that have their own registration, checkout, and underwriting process as opposed to the PayJoy checkout and underwriting process. When partners call the Lock API it provides a way to control specific devices; whose changes are propagated from PayJoy servers to the device asynchronously. The API includes anti-fraud techniques such as anti-rooting/jailbreaking and anti-SIM/PN swapping and allows you to; register and take ownership of a device, lock a device at a particular time if payment is not made and permanently unlock a device after it is fully paid. PayJoy provides access to consumer finance and smartphone technology, to emerging and under-served markets globally.
Fifteen APIs have been added to the ProgrammableWeb directory in categories including Travel, Referrals, Lyrics, and Books. Highlights include a geofencing API from TomTom, an API for blockchain news aggregation, and an API for bird data. Here's a rundown of the latest additions.
PayJoy, a provider of pay-as-you-go smartphone financing, announced today global availability of its patented Lock API. The API allows PayJoy's lending partners to secure financing with compatible smartphones and allows finance companies to turn the lock on and off programmatically.