SPENDiD is a clean, easily connected RESTful API enabling developers to offer their end-users painless automated budget creation and refinement experiences.
SPENDiD offers three simple end-points:
1-Generate a spending behavioral model based on user demographics
2-Generate a budget
3-Score a budget
SPENDiD allows the end-user to “hack” the usually painful and dreaded task of budget building, which more often than not leads to abandonment. Some so-called "leaders” in the Personal Financial Management industry offer the user a budget based on nothing more than their prior 3-month average actual spend. There is a far better and simpler way to learn from validated crowd-wisdom, applied with smart technology. With a 2-3 minute simple on-boarding process consisting of a few demographic and core expense questions, SPENDiD enables a client’s platform to instantly deliver a fully categorized budget and cash flow assessment score to the end-user. From there, the “what-if” scenario usage of a SPENDiD powered platform is addictively simple and remarkably accurate and eye-opening. Also, the user can continue to manage budgets in expense categories offered as default settings by our client, or these categories can be fully customized by the user to their preferred level of detail.
The following is a list of sample source code snippets that matched your search term. Source code snippets are chunks of source code that were found out on the Web that you can cut and paste into your own source code. Whereas most of the sample source code we've curated for our directory is for consuming APIs, we occasionally find something interesting on the API provider side of things. If you know of some sample source code that would be of interest to the ProgrammableWeb community, we'd like to know about it. Be sure to check our guidelines for making contributions to ProgrammableWeb.
The SPENDiD Grouping Inputs Curl Sample Code demonstrates how to connect inputs from a differently opinionated budget schema to SPENDiD services with minimal effort. Just supply the SPENDiD budget facets to the group along with a fixed value.
The SPENDiD Creating a Budget Curl Sample Code demonstrates how to automate the math and validation tasks in the budgeting process. Developers can provide basic demographic information and any fixed expense available.
The SPENDiD Behavioral Models Curl Sample Code demonstrates how to use the wrapper for SPENDiD's core internal modeling algorithm. The Creating a Budget and Financial Scoring services were built using these models.