Ukash is a form of eMoney - it is treated exactly like cash, but it is spent online. Ukash is useful for those who donâ€™t have a credit or debit card, or who donâ€™t want to use their card to pay online. Customers exchange cash for a unique 19-digit Ukash code and use it to pay at the thousands of websites that accept Ukash. It can also be used to load prepaid cards and eWallets. If the Ukash code is more than the value of the purchase, change will be refunded as a new code. Ukash is available in over 55 countries at outlets that include shops, petrol stations, kiosks, ATMs, and online.