The Account Updater API enables you to receive updated credit card information without having to contact each customer individually with some features that includes: New account number and/or new expiration date, Account closed notification, Contact customer notification, Engage in recurring billing, and more. Account Updater is an optional product that allows you to request and receive updated information concerning MasterCard, Visa, and Discover cardholder accounts. It is used to offer a recurring billing payment plan for customers. It provides a way to integrate complex online payments that connect to shopping carts, or adding disruptive technologies to your online stores. This type of billing includes subscription services, membership fees, multi-payment programs, and various preferred customer programs. The eCommerce platform has rich payment processing features that developers can use to build payment enabled applications. Vantiv provides online or in-store payment processing solutions, payment applications for a mobile application, next generation POS, and eCommerce website solutions, for various partners, as well as the customers they serve.