This API provides reporting capabilities such as transaction reconciliation data. The data needed for reconciliation includes both push(OCT) and pull(AFT) transaction details and any exceptions such as chargebacks & reversals. This data allows you to reconcile the transactions sent by your systems with what was processed through VisaNet. It uses the push payment capability that enables clients and consumers, a way to send money to over one billion eligible Visa accounts. This can be funded from; merchants, government entities and corporations. Visa Direct allows you to push payments to disburse such things as tax refunds, insurance claims, rebates, affiliate and more.