The Latest News On The API Economy
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Kenya currently lays claim to the world's largest user base of mobile money. With over 25 million mobile money users in the country, Kenya seems to be a mobile developer's dream when it comes to potential user base. However, as COSEKE's Kevin Njoki told ITWeb Africa, developers face major roadblocks in monetizing apps despite the massive mobile money user base. At the heart of the difficulty lies a lack of open APIs from the country's leading telecommunication companies.
Of all the markets being impacted by the booming API economy, perhaps none has seen as much activity and innovation as the payments space. The past several years have seen the launch of a number of disruptive and successful API-centric upstarts, including Stripe and Balanced. Meanwhile, entrenched players like PayPal and Verifone have responded with new offerings of their own.
InComm, prepaid card and transaction technology solution provider, has a new API for loyalty program, digital wallet, and digital coupon providers: Cashtie Cloud Match API. The API enables developers to integrate their loyalty program, digital wallet, and digital coupon solutions into InComm's retail network without added POS hardware or substantial development work.
DataCash, global payments services provider, has announced that its fraud management solution (GateKeeper 2.0) will be the first of its kind to integrate MasterCard's Lost-Stolen Account List API. The MasterCard API cross-references over 30 million lost and stolen cards globally. The integration will empower merchants with greater fraud detection capabilities and lessen the potential to reject legitimate customers.
Social Money, an online goal savings platform provider, has announced the launch of the private beta version of the CorePro API which allows companies to integrate savings accounts into online and mobile applications. The CorePro Platform is the first product that Social Money has developed that offers an open API and was built using elements of the company's SmartyPig platform.
Braintree, a web and mobile payments processing solutions provider, has just announced the launch of the Braintree Marketplace which enables customer payments to be split between a company marketplace and its sellers or providers. Developers can easily implement the brand new Marketplace payments solution using the Braintree API.
The app55 API lets online and bricks and mortar merchants in the UK take payments from customers on any device, on websites designed and controlled by the retailer. app55 joins 362 payment APIs in our directory. In addition to offering one click, being fully brandable (meaning the customer sees your site only, and is not aware of app55's role), all of the stiff PCI compliance issues that make handling these transactions so complex is outsourced through them.
Handshake, sales order processing platform, offers the Handshake API that allows developers to integrate Handshake with third party applications and services. Handshake allows users to write, accept, and sync orders across any device or server running the Handshake platform. Additionally, Handshake supports barcode scanning for more streamlined order processing.
Online shopping has won many a consumer over with the quick, easy and convenient benefits it provides. But even with all its pros, the check-out process can still be a bit laborious and time consuming. As with all things digital, we have become spoiled for choice and anything other than lightening fast can make users a little grumpy. This is the issue that Paddle has set out to address. It's an app for iPhone, Android and tablets that allows users to make payments with a quick click or tap. The Paddle API also makes it quick and easy for its functionality to be integrated with other existing e-commerce systems.
Stripe, ever aimed at simplifying and increasing web-enabled payment options, has expanded the Stripe API to programmatically send bank transfers to anyone with a US bank account.
Celery, flexible ecommerce solution provider, allows users to accept pre-orders without charging the customer until the product is ready to ship. On the flip side, customers also have the capability to pre-pay for goods and services. In addition to flexible payment options, Celery allows developers to integrate its functionality with third party apps and workflows via the Celery API.
TippingCircle, a social payments platform, has announced the launch of a brand new hybrid API that allows developers to integrate the TippingCircle platform into web, mobile and desktop applications.
BIPS, Bitcoin payment system, allows users to buy or sell online using Bitcoin digital currency. In addition to Bitcoin transaction-based apps and an e-wallet, BIPS provides an API that users can integrate with existing workflows and tools. Merchants can utilize Bitcoin currency alongside traditional currency transactions.
Paidpiper, mobile payments processing provider, offers its unique mobile payments platform via the Paidpiper API. Instead of relying on network security to ensure reliability and compliance, Paidpiper's unique approach secures the smartphone making the transaction to prevent malfeasance and fraud. By securing the smartphone itself, no need for additional POS hardware becomes necessary.
Billaway, a rewards program solutions provider for enterprises, has just announced the launch of the Billaway API which allows developers to integrate the Billaway platform into existing billpay and other product purchase systems.
Dwolla is an extremely innovative Payment API and the site allows you to transfer money with one of the least payment charges. We have covered Dwolla before here. Here is an interview with Michael Schonfeld, Developer Evangelist of Dwolla API.
Here is an interview with Amber Feng, software engineer for a leading payment API on the web, Stripe. In this interview we will discuss Stripe security and dealing with multiple currencies. Check out our Stripe API profile.
RentPaidOnline Releases Partner API Providing Expanded Rent Payment Options to Property Managers and Renters
RentPaidOnline, a division of EFX Financial Services, has just announced the release of the RentPaidOnline Partner API (PAPI) which will provide selected and certified partners the ability to integrate the RentPaidOnline platform into applications and property management systems.
Moving money online is commonplace these days, and the simpler and faster the process can be, the more appealing it is. Ripple provides another option in the world of online payment solutions. It's an open source, almost free to use payment network that provides a simple and hassle-free way for anyone in the world to send money to anyone else. The Ripple API allows developers to use this functionality and integrate the payment system into other projects.
For those who frequent the world of cyber shopping and get a kick out of making swift purchases with the click of a button, the convenience of a credit card transaction brings much satisfaction. For those who prefer to pay cash, however, don't have access to a credit card or are perhaps a little apprehensive about sharing sensitive account details online; there's Rixty. It's an alternative payment solution that allows users to spend cash and coins instead of using a credit card. The Rixty API makes it possible for developers to use this system on their own websites.