You are shopping online and want to send a gift. But do you really want to have the retailer send one of those typed out cards with it? Sure, it includes your personal message but it just makes the recipient miss your handwriting and the ink. Sociagram offers online retailers an interesting alternative: the ability for their customers to add a video message. In many cases, that might be a a leap ahead from a pen and ink note--especially in my handwriting. The Sociagram API is the tool for retailers to use the service on their site. There are 15 APIs under "gift" in our API directory, but this could be the first to offer a "social video" twist to the topic.
The Automated Clearing House (ACH) system has offered larger businesses a dependable and flexible way to initiate bank transfers and requests between nearly anyone in the United States and for a fraction of the cost of card networks. This article looks at three ways to leverage that flexibility.