February 15, 2020
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From billion dollar companies to the neighborhood coffee shops, merchants of all sizes are seeking new ways to offer secure and affordable mobile payments systems that expand their ability to conduct business. The PayPal API got its start this way, first with online auctions, then with thousands of websites and individuals. It's now one of over 150 payment APIs, many of which exist outside of traditional finance.
Nationwide Building Society has introduced an API sandbox. The sandbox mirrors its live service offerings which include Utility APIs, Account Information APIs, Payment Initiation APIs, Funds Confirmation APIs, and Open Data APIs. The sandbox is currently being tested through a pilot release.
SWIFT, a financial messaging services provider that aims to be a leader in global banking standardization, has announced a new API standard for pre-authorization of funds. This new standard, which aims to simplify payment authorization, is the second standard proposed by the company this year.