February 17, 2020
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Among the 25 finance-related APIs now listed on ProgrammableWeb, there are services from old and new and large and small companies. Overall, most current business and finance APIs fall into one of two categories: APIs from SaaS-based management services, and APIs that provide financial markets data.
A look at the cryptocurrency market, with all its hype, failed ICOs, and questionable players, reveals an ecosystem comparable to that of the miners in the 1800s. In such an ecosystem, will a market for businesses providing tools and services (such as APIs) to the blockchain world thrive?
Consumers have been turning to third-party financial apps that seamlessly connect with their banks. To achieve true global connectivity in the age of the open financial web, a new standard for data sharing must be created, adopted, then actively governed under a framework of strict interoperability.