February 17, 2018
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Should you let people scrape data from your site or offer a web service API instead? This is one of the classic arguments for offering an API: to get better control over how your data is accessed and who gets access. A recent news story about Flybe, Europe's largest independent regional airline carrier, demonstrates a case where this was the main driver for creating an API. For Flybe, having third party service and applications access their booking engine is very important to them, but they want to make it more structured and reliable.
BBVA launched a Banking as a Service platform in Europe before regulations all but compelled such platforms. It is ahead of the curve in the US as well. The company has moved the BBVA Open Platform out of beta, and ready for production environments for uses in the US. The platform is API-based.
Mobile Payments is expected to be one of the key areas that is likely to see various start-ups compete with established players. We recently covered how Stripe, is a developer friendly way to integrate payments into your applications with less fees as compared to Paypal. Another startup, New York-based Zipmark aims to be your digital checkbook via which you can send and receive money.