The Dwolla Node.js SDK by Dwolla allows to communicate with the API to implement payment features into applications in real time. Resources include installation, documentation, and usage. In addition to authentication, examples cover sending money and fetching account information.
ProgrammableWeb's API Directory has a list of 62 real time APIs including the most popular: A tie between the Twitter Streaming API and Thrutu API. Real Time APIs can aid developers in producing applications pertaining to monitoring, travel, user verification, search, data validation and more.
By Jan 13th 2018, EU banks will be required to open payment and account services to third-party providers. The disruption this may cause in the banking industry is reminiscent of the shipping industry and the changes brought about by the standardization of containers 50 years ago.