October 28, 2019
GNU General Public License, Version 3
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Monzo released an interim API to comply with the Payment Services Directive (now officially law). While the company plans on adding all functionality of its interim API to its standard developer API, the interim API will ensure immediate compliance for companies managing account information.
As a consumer of APIs, one thing you encounter every day are API rate limits. Just about every API has limits on the number of calls you can make against their API. As developers, we accept the limits because in many cases we are getting the API for free. And in some cases, even the rates aren't enough for a provider to get what it needs, as when Google put the kibosh on Translate. Are limits simply a sign that a provider needs to find a strategy that scales?